Friday, February 28, 2025

"Looking to identify and shop Canadian products? There's an app for that"/ "Want to buy Canadian? There's an app for that"

Feb. 19, 2025 "Looking to identify and shop Canadian products? There's an app for that": Today I found this article on BNN Bloomberg:


TORONTO — If you catch Sasha Ivanov at the supermarket these days, chances are he’ll be snapping a photo of something on the store’s shelves.

His new app, Maple Scan, helps shoppers identify Canadian products by analyzing photographs of products to provide details about where they were made and whether they meet the government criteria for being labelled “product of Canada” or “made in Canada.”

When the app detects a product from outside the country, 

it offers users a list of homegrown alternatives.

“Right now, when I go to the grocery store, ultimately, I don’t really know what is Canadian or not or even any information about the company and their backgrounds,” the Calgary-based computer science researcher said about the app’s inspiration.

“The question of what makes the product Canadian is actually kind of challenging and that’s what I was hoping to solve with this.”

The app he created joins a growing group of services that have cropped up in a matter of weeks with one goal: helping people support homegrown brands.

The impetus behind most of them was the souring relations between Canada and the U.S., which has been threatening to impose massive tariffs.

Under U.S. President Donald Trump’s current plans, 

all Canadian goods will face 25 per cent duties starting next month, 

while energy will also see a 10 per cent tariff. 

Around the same time, steel and aluminum originating from anywhere outside the U.S. will also rack up 25 per cent tariffs.

Outgoing Prime Minister Justin Trudeau has promised to retaliate, but many Canadians aren’t waiting for certainty before making changes. Instead, they’re eschewing American goods in favour of domestic alternatives starting now.

But figuring out what’s Canadian is both difficult and “nuanced,” said Christopher Dip, who co-founded the Montreal-based Buy Beaver app with Alexandre Hamila.

Some products, for example, are made in Canada but with ingredients from other countries. 

Other items were made by Canadian companies outside the country 

and many were produced by foreign-headquartered multinationals in Canada.

As Dip and Hamila have learned, 

where something is made isn’t always clear from the packaging 

and who owns the company can change without the average shopper really noticing.

One example they stumbled across is Kicking Horse Coffee. The brand got its start in Invermere, B.C., but in 2017, Italian coffee giant Lavazza took an 80 per cent stake in the brand.

The Buy Beaver app aims to help shoppers sort through such confusion by relying on crowdsourcing. 

Scanning an item’s barcode through their app produces three ratings 

— one each for the company’s manufacturing location, 

materials and ingredients, 

and brand ownership.

The higher each score is, the more users there are who voted on it being Canadian.

“We know there are some errors but most of the time, it’s going to be right,” Dip said.

Maple Scan, which leverages artificial intelligence to infer and synthesize information about products, is also imperfect.

While the app got the details of several products right, it told The Canadian Press last week

 that a bottle of French’s ketchup was prepared in Canada, which is true, 

but by Swiss Chalet- and Harvey’s-owner Recipe Unlimited, which is wrong.

French’s is, in fact, made by U.S.-based McCormick & Company.

Ivanov has since begun working to fix these issues by programming its AI to cross-reference supplementary online sources. 

He’s also mused about boosting the precision again by eventually building a curated database of products and allowing users to vote on the accuracy of each entry.

Because many of the apps came together quickly, some aren’t available on all mobile operating systems yet or are contingent on their userbase remaining engaged.

Edmonton software developers William Boytinck and Matthew Suddaby, for example, are relying on crowdsourcing to power their Shop Canadian app.

Users judge how Canadian a product is by doling out up to five maple leaves. 

An item with five maple leaves must be produced in Canada with all its parts coming from within the country.

Boytinck admits the method has its errors, but said, “the more people use it, the more accurate it gets.”

And so far, a lot of people are using it. The app recently crossed the 100,000 downloads mark as of last week.

“Our original goal was just to help a few keep a couple hundred dollars in Canada,” he said. 

“It’s a simple idea and we’ve just exploded.”

Ivanov has had a similar experience. Maple Scan had 2,000 downloads last week and the userbase is growing.

Most who have adopted the app are opening it several times a day and scanning everything from grocery store staples to electronics, makeup and even store fronts, he said.

What they’re learning may already be shaping their purchasing decisions.

Loblaw Cos. Ltd. CEO Per Bank said Friday that his grocery chains noticed a 7.5 per cent increase in sales of products prepared in Canada after the tariff spat intensified.

That increase reached double digits last week and is particularly pronounced in the dairy and frozen food categories, he wrote on LinkedIn.

While it’s unclear if the apps contributed to such sales, Ivanov is just pleased to see people’s interest in buying Canadian climbing.

“It’s been wonderful and I am just so excited that this is something that people are finding helpful,” he said.

With files from Aaron Sousa in Edmonton.

This report by The Canadian Press was first published Feb. 19, 2025.

Tara Deschamps, The Canadian Press

https://www.bnnbloomberg.ca/business/2025/02/19/looking-to-identify-and-shop-canadian-products-theres-an-app-for-that/



Feb. 21, 2025 "Want to buy Canadian? There's an app for that": Today I found this article by Jenna Benchetrit on CBC:

Picture this: You're wandering around the grocery store, trying to buy Canadian. That carton of blueberries is a no go — and that loaf of bread doesn't make the cut, either. The juice you wanted to buy was made in Canada … using imported ingredients. 

Wouldn't it be great if your phone could just magically tell you whether the products you want to buy are Canadian or not? Well, now it can — thanks to savvy entrepreneurs across the country who've created apps meant to help shoppers identify the origin of everyday staples.

There's Shop Canadian, the brainchild of two software developers in Edmonton; 

Buy Beaver, which was dreamt up by two Montreal entrepreneurs; 

O SCANada, created by a mother and son in Calgary

and Maple Scan, an AI-powered tool made by a Calgary researcher. 

All four apps have a feature that lets shoppers scan an item's barcode to determine how Canadian it is.

"We saw on social media a lot of different lists of products being shared. 

They were not always correct, 

so we thought we had to find a way to centralize all of this information,"

said Alexandre Hamila, one of the co-creators of Buy Beaver.

After a user scans the barcode of a product, the Buy Beaver app rates how Canadian the product is on a scale of one to five based on several criteria: 

where it's made, 

where the ingredients or materials are from 

and who owns the brand.

"Right now, everything is community-driven," explained Christopher Dip, the app's other co-creator. 

"So if you can scan a product and it says it's not rated yet, then you are able to rate it and give your own info. 

And as more people vote, we expect the scores to get more and more accurate.

"If the product's properly labelled, you technically don't need our app. 

But you might need our app to know if the parent company is an American one or not. 

Some people might argue that even if it's a product of Canada 

and it's supporting Canadian jobs, 

if the profits go back to the U.S., 

then that might be something to consider," added Dip.

"But we just give that info to the community, and they can make a decision if they want to buy that product or not."

Like Dip and Hamila, the Edmonton-based creators of Shop Canadian say they were inspired by a growing movement to buy Canadian — one that emerged in response to U.S. President Donald Trump's tariff threats against this country.

"We were in our kitchen, and I was trying to figure out if what I was eating was Canadian and I had to jump through several hoops," said William Boytinck, who developed Shop Canadian with his business partner, Matthew Suddaby. 

"And eventually I came up with the idea."

Retailers hearing demands for Canadian products

When the economy gets tough or the supply chain is disrupted, people pay more attention to where their money is going, said Michael Mulvey, an assistant professor of marketing at the University of Ottawa's Telfer School of Management.

The "Buy Canadian" apps that have recently cropped up are "a way to make a more educated consumer, a more demanding consumer," he said, 

adding that a crowdsourcing approach used by the likes of Buy Beaver and Shop Canadian also helps people feel more engaged during times of crisis.

"Often people feel sort of helpless when all the world's spinning around them, and this is a way for them to take action and have a voice," said Mulvey. 

"And I think that's a positive thing in democracy."

There could be a trade-off 

between the consumer's preferred product 

and the one that costs less to buy, 

adds Mulvey. 

People might have to look at their wallets and decide if they want to pay the voluntary tax presented in front of them, 

and "there's going to be a lot of people who just can't afford to partake at this moment."

Will brands and retailers take the hint? At the very least, the demand for these tools might force companies to listen. 

Loblaws, for example, is already showcasing products made in Canada in stores, online and in flyers, the grocery giant's spokesperson Catherine Thomas recently told The Canadian Press.

And Pierre St-Laurent, chief operating officer of Sobeys and Safeway owner Empire, said customers are asking where products come from. 

The grocer is responding with more signage and information to help them make their picks.

"Retailers — if there's demand by customers to find Canadian goods, which there seems to be — I think it's in their interest to help them find those goods and help their search processes," said Mulvey.

https://www.cbc.ca/news/business/buying-canadian-shopping-apps-barcode-scanners-1.7463039


Feb. 23, 2025 Leo poll:

Helen C, Winnipeg, Manitoba, would like to know:

Due to the threat of tariffs, do you look more carefully at country of origin when shopping?


Yes     75.05% (3258)



No     24.95% (1083)


My opinion: Yes.



Feb. 28, 2025 "NDP calls for Canada-wide boycott of Amazon, including cancelling government contracts": This is on BNN Bloomberg.  I don't buy things at Amazon:


In light of the current labour dispute between Amazon and workers in Quebec, NDP MP Charlie Angus is calling on Canadians to support a national boycott of the company, including cancelling government contracts. Angus also accused Amazon owner Jeff Bezos of 'making fun' of Canada by selling '51st state' merchandise connected to ongoing comments made about Canada by Donald Trump.


https://www.cbc.ca/player/play/video/9.6665000



The other 2 blog posts of the week:

"4 tax tools that can keep more of your money invested"/ "4 tax-saving dates for investors to mark on their 2025 calendars"


https://badcb.blogspot.com/2025/02/4-tax-tools-that-can-keep-more-of-your.html

"TFSA a more effective tax tool when RRSP becomes a burden"/ "Tax credits that will help save you money in 2025"

https://badcb.blogspot.com/2025/02/tfsa-more-effective-tax-tool-when-rrsp.html



My week:


Feb. 24, 2025 "Paying for every meal in packed Canadian restaurant, U.S. couple apologizes for Trump politics": Today I found this article by Desmond Brown on CBC:

Diners in a Windsor, Ont., restaurant were stunned and elated over the weekend when an American couple picked up the bill for the packed establishment — citing U.S. President Donald Trump's divisive rhetoric and their love of Canada. 

May Hermiz is the co-owner of Toast on Erie Street. She says the day took an unexpected turn during their lunch rush when the couple from Ann Arbor, Mich., told her they wanted to pay for everyone in the restaurant.

"I was kind of stunned because nobody has ever done that in our nine years of being in business, nobody has ever paid for the whole restaurant," Hermiz told CBC News. 

Staff got the restaurant's attention and made the announcement, before the woman sitting in one of the restaurant's back tables stood to speak. 

"Everyone was cheering. They were cheering them on and they were applauding."

Hermiz said the woman told patrons "she hates what the United States is doing to us and she doesn't support it. And she's so happy we won the hockey game and it's a little token of appreciation for Canadians and how much she loves us and how much she loves supporting local."

'It was just very generous'

Tecumseh resident Aileen Ganley-Mutter was at the restaurant with her godchildren. She said they were finishing up and waiting for the waitress to bring the bill.

"We were all kind of shocked because that doesn't happen, because there's about 50 to 60 people in there," Ganley-Mutter said, adding that there was "a full-on cheer and clapping."

Ganley-Mutter said she went over to the couple because she still felt it was necessary to give some money toward the tip.

"They said 'no, that's the least we could do,'" she said. "They said … they weren't going to stop supporting Canada and loving Canada,  and they felt bad for the rift that it was causing, so it was just very generous.

Ganley-Mutter shared the experience on social media as a "good news story" to counter the plentiful bad news she says she's used to seeing. 


My opinion: I posted this because it's about a good deed.


"A cliff that looks like a puppy resting beside the Yangtze River delights people in China": Today I found this article on the Associated Press and Yahoo:



When Shanghai-based designer Guo Qingshan posted a vacation photo on Valentine’s Day and captioned it “Puppy Mountain,” it became a sensation in China and even created a tourist destination.

Guo had gone on a hike while visiting his hometown of Yichang in central China’s Hubei province in late January. When reviewing the photos, he saw something he hadn’t noticed before: A mountain shaped like a dog’s head rested on the ground next to the Yangtze River, its snout perched at the water’s edge.

“It was so magical and cute. I was so excited and happy when I discovered it,” Guo said.

“The puppy’s posture is like it’s drinking water, or it’s looking at some fish. It also looks like it’s quietly protecting the Yangtze River," he said.

Guo's post on Chinese social media app Xiaohongshu, or RedNote, received 120,000 likes within 10 days. On the media platform Weibo, the hashtag #xiaogoushan — Chinese for “Puppy Mountain” — drew millions of views.


https://ca.yahoo.com/news/cliff-looks-puppy-resting-beside-052030871.html


Feb. 24, 2025 "‘It’s absolutely mind blowing’: Canada’s first tooth-in-eye surgery could restore North Vancouver man’s vision": Today I found this article by Shannon Paterson on CTV:


Brent Chapman was 13 years old when he took two ibuprofen tablets during a basketball tournament and had a severe allergic reaction known as Stevens-Johnson syndrome. He fell into a coma, and when he awoke a month later, he was blind.

“I think I’ve had 10 corneal transplants now in 20 years,” said Chapman, who works as a massage therapist in North Vancouver.

He’s having another procedure on Thursday that he hopes will restore his sight. It’s called tooth-in-eye surgery, and it sounds like science fiction.

“In essence, we are trying to really just replace a clear window on the front of the eye. And the tooth is the perfect structure to hold a focusing piece of plastic or a telescope for the patient to see through,” said Dr. Greg Moloney, a corneal surgeon who perfected the two-part procedure in his native Australia and moved to Vancouver in 2021.



My opinion: I like this article and I hope this will restore people's visions.  If not all their vision, some of it.


Feb. 25, 2025 "Thieves bought a winning lottery ticket with a stolen credit card. Its owner has offered to split the jackpot":  Today I found this article by  and Lisa Klaassen on CNN:



A French man whose stolen credit card was used to buy a winning lottery ticket has offered to split the jackpot with the two thieves.

The criminals broke into Jean-David Estele’s car in the city of Toulouse on February 3 and used his credit card to buy a few items at a bar that same day, Estele’s lawyer Pierre Debuisson told CNN on Tuesday.

Among them was a lottery ticket that turned out to be a winner worth 500,000 euros ($525,000).

“It’s a miracle for both the thieves and my client,” said Debuisson, who said that Estele is offering to split the prize money with the thieves, who appear to be homeless and have since disappeared.

French police haven’t been able to identify the pair, despite finding fingerprints as part of their investigation, Debuisson said, adding that he’s appealing to the thieves to come forward.

“Without my client’s credit card it would not have been possible to buy the ticket, 

but without the thieves’ behavior, 


the ticket wouldn’t have been bought either,” said Debuisson.

“I really hope the thieves contact my office to strike a deal that benefits both them and my client, who, despite the crime, is extremely happy to have had his credit card stolen. It’s truly unbelievable,” he added.

Estele doesn’t want to press charges and the thieves “have nothing to fear from us,” said Debuisson.

Usually, winning tickets have to be claimed within 30 days of the end of the sales period.




Feb. 26, 2025 "Michelle Trachtenberg dead: Ice Princess and Gossip Girl actress was 39": Today I found this article by Brittany Miller and Kevin E G Perry on the Independent and Yahoo:

Gossip Girl star Michelle Trachtenberg has died, according to reports. She was 39.

The New York-born actor, who also starred in Buffy The Vampire Slayer as Buffy’s younger sister Dawn and led the 2005 Disney movie Ice Princess, was found dead in her New York City apartment by her mother.

The New York Post reports that her police responded to a 911 call just after 8 a.m. on Wednesday at One Columbus Place, a 51-story luxury apartment complex on Central Park South.

The NYPD confirmed they found Trachtenberg “unconscious and unresponsive” and she was pronounced dead by emergency medical workers.

Her cause of death has not yet been determined, but police are not investigating it as suspicious.

According to the Post, she recently underwent a liver transplant.

https://ca.yahoo.com/news/michelle-trachtenberg-dead-popular-1990s-172814752.html

My opinion: I was shocked, surprised, and saddened to hear that.  I didn't know she was sick. 



Feb. 22, 2025 The Community League Clothing Swap: There were all women there, and 1 guy there and he was mainly watching his 2 kids instead of shopping.

I've been to this since 2023.

In 2024, I only got a blue sequined small jacket.

This year:

1. A small black snake skin short- sleeve shirt from Dynamite

2. A dark red short sleeve t-shirt from Hollister


These are the clothes I can wear at home:


3. A black long sleeve sweatshirt with a pocket a the front

4. A black long sleeve sweatshirt from Bluenotes

5. A white fleece zipped up jacket from Adidas

6. A baby blue zipped up hoodie with a white stripe on the sleeves.  There is a black stripe on the outside of the white stripes.  It has the word "Oregon" on the top right corner. 

7. A gray zipped up jacket with "Hot Dash SK and 10 MI" on the top right corner.



8. A pair of Adidas sweatpants


Feb. 23, 2025: This is the 2nd day.

9. A t-shirt with "Trash Trek."

This was a Lego game:


10. A pair of dark brown dress pants from Suzy Shier

11. A pair of black dress pants from Mexx.  These need to be hemmed.


I picked these 2 up.  My mom inspected it and told me she will reuse them as rags.

1. A white short sleeve Malibu t-shirt- there are sweat stains in the armpits

2. A dark blue long sleeve shirt- there's a small hole, and it was really worn out



Feb. 25, 2025 Suits LA: The pilot was average.  I never really watched the original. There's a low chance I'm watching this again.


Grosse Pointe Garden Society: The pilot was good.  There is a mystery.  There was comedy in this.  I will record the series and watch this in a couple of weeks. 

 

"TFSA a more effective tax tool when RRSP becomes a burden"/ "Tax credits that will help save you money in 2025"

Feb. 7, 2025 "TFSA a more effective tax tool when RRSP becomes a burden": Today I found this article by Dale Jackson on BNN Bloomberg:


The rush is on for Canadians to make contributions to their registered retirement savings plans (RRSPs) before the March 3 deadline.


Many squeak by in time to reap a sweet tax refund in the spring, but a tax-free savings account (TFSA) could be the better tax-saving alternative over the long-term this year.

Better yet, doing both could create a powerhouse tax strategy to trim tax bills by thousands of dollars in retirement. 

Potential tax savings depend on the individual taxpayer, so it’s probably best to discuss the right balance with a qualified professional.


Here are the RRSP/TFSA basics to get you started:


RRSP: Save now, pay later

Canadians love to get their RRSP tax refunds in the spring but the savings are smaller for those with lower incomes. 

RRSPs deliver the biggest tax advantage for wealthy Canadians 

because contributions can be deducted at the highest marginal tax rates.

That means someone with an annual income over $250,000, who is taxed at a combined Federal/provincial marginal rate of 50 per cent, 

will lower their tax bill by half of their contribution.

At the low end of the income scale someone who makes less than $55,000 and is taxed at a rate of 15 per cent, 

will only lower their tax bill by 15 per cent.

In dollar terms, 

tax savings on a $10,000 RRSP contribution from someone in the top income bracket will be $5,000 

compared with $1,500 for someone in the lowest.

RRSP investments can grow tax-free until they are withdrawn, 

ideally at a lower marginal rate in retirement. 

That’s why it’s important to target contributions toward high-income years when tax savings are high 

and take a pass on contributing when income is low.

RRSPs can bite back for the rich, however. 

If the investments inside grow too much they will eventually be forced to make minimum withdrawals at a higher tax rate 

and even risk Old Age Security (OAS) clawbacks.


TFSA: Pay now, save later

You won’t have that problem with a TFSA because contributions are not tax exempt in the first place. 

You can’t deduct contributions from taxable income, 

but any gains made on the investments inside a TFSA (aside from dividends on foreign equities) are not taxed - ever. 

Withdrawals can be made at any time with no tax consequences.

In most cases, diverting RRSP contributions or refunds to a TFSA makes more sense for Canadians taxed at a lower marginal rate.

The RRSP contribution limit for 2025 is 18 per cent of reported earned income in 2024 to a maximum of $32,490 

and unused contribution space can be carried forward to future years.


But maxing them out early in life could be a huge mistake.

The TFSA was originally intended as a short-term savings tool when it was introduced in 2008, and contribution limits were low. 

In 2025, the TFSA contribution limit for those who were 18 years or older when the TFSA was launched in 2009 has grown to $102,000, but it can vary among individuals depending on withdrawals made over the years.

Total allowable space is expected to grow in future years, making the TFSA a potential retirement saving dynamo.


RRSP & TFSA: The best of both worlds

Investors can avoid the risk of their RRSP savings growing to higher withdrawal rates and OAS clawbacks 

by strategically shifting contributions to their TFSAs well before retirement.

Banking up a significant amount of cash in a TFSA allows retirees to top up needed cash without tax consequences, 

while keeping RRSP withdrawals in the lowest tax bracket.

Just about any investment is permitted in both the RRSP and TFSA - 

stocks, 

bonds, 

mutual funds, 

exchange traded funds 

- which presents an opportunity to use both as a single investment portfolio.

Consolidating retirement investments helps temper overall risk 

by diversifying across 

sector 

and geographic lines, 

and splitting assets between equities 

and fixed income.




Feb. 10, 2025 "Tax credits that will help save you money in 2025": Today I found this article by Christopher Liew on BNN Bloomberg:


How much money did you save on your taxes last year?

If you typically file with a tax-filing software 

or rely on a tax preparer, 

there’s a chance that your savings could be limited by the program 

or your tax preparer’s knowledge, 

causing you to miss out on money-saving tax credits and benefits.

Even if you have an outstanding tax preparer or use the most expensive tax-filing software, it’s still a good idea to know some of the basics about the credits you’re receiving.

Below, I’ll share some of the CRA’s best tax credits so you can save even more this tax season.


Refundable vs. non-refundable credits

Before diving into the list, I wanted to briefly clarify the difference between refundable and non-refundable tax credits.

Refundable tax credits are those that have the potential to pay you, 

assuming you bring your tax liability low enough. 

Non-refundable credits, on the other hand, 

cannot pay you back and these credits can only be used to reduce your tax liability.

For example, let’s say you owe $3,000 in taxes 

and receive $5,000 in refundable credits. 

This would result in you receiving a $2,000 check or direct deposit from the CRA.


Conversely, if you owe $3,000 in taxes 

and receive up to $5,000 in non-refundable credits, 

you wouldn’t receive a check 

-- your tax liability (the amount you owe) 

would just be reduced to $0.


Federal tax credits that can save you money this tax season

Below, I’m going to primarily focus on federal credits offered by the CRA. 

These are available to eligible taxpayers throughout the country. 

Some save you money 

(or pay you) 

in the form of annual credits that are applied during the tax-filing process, 

while others are benefits which are paid on a monthly or quarterly basis.


In addition to federal-level credits and benefits, 

each province and territory has its own unique tax credits that can be used to save you even more. 

The CRA’s website has an extensive list of province/territory-specific credits and programs.


1. Canada training credit

The Canada training credit is a refundable credit available to individuals between 26 and 66 years old who have been paying for tuition and education expenses to further their careers. 

This is a great way to get some money back for the money you spent on textbooks, classes, and more.


2. Canada caregiver credit

If you have a spouse, common-law partner, or dependent with a mental/physical disability who lives with you and for whom you provide primary care for, then you may be eligible for the Canada caregiver credit.

This non-refundable credit can help you save up to $8,375 or more on your tax liability,

depending on the age and relation you have to the dependent. 

This credit is designed to help reimburse money spent on life necessities for a disabled family member or dependent, such as:


- Food

- Clothing

- Shelter


3. Home accessibility tax credit

Have you made recent home improvements to make your home more accessible to accommodate the disability or age of yourself, partner, or a dependent?

If so, then you may be able to claim up to $20,000 to help reimburse expenses. 

The qualifying individual must be over age 65 

or must have qualified for the disability tax credit at some point in the tax year.

There are also some rules regarding what type of expenses can be covered and how said work must be documented and inspected, which you can view on the CRA’s official page.


4. Canada child benefit

If you’re a new parent, then you should definitely make sure that you’re receiving the Canada child benefit. This is a monthly benefit paid to families who care for children under 18, and is primarily designed for low-to-moderate-income families to help offset the costs of raising and providing for their children.


5. Canada workers’ benefit

If you were at least 19 years old on Dec. 31, 

were a legal resident for the year, 

and earned below the net income threshold for your territory or province, 

then you may be eligible to receive the Canada workers’ benefit.

The maximum basic amount 

individuals can receive is up to $1,590 

and $2,739 for families.

There is also a disability supplement for CWB beneficiaries who also suffer from a mental or physical disability.

If eligible, you can expect to receive automatic payments on the following dates:


- July 11, 2025

- October 10, 2025


Don’t forget to file on time

I recommend that individuals get an early start on their taxes so that they don’t have to rush.

Trying to rush through taxes often results in missing money-saving benefits and credits like the ones I mentioned above.

While some tax credits may be automatically applied based on your tax return, 

others must be claimed and filed for individually.

The deadline to file your taxes for 2024 is Wednesday, April 30, 2025. 

To avoid paying late fees and monthly penalties, it’s important to file your taxes before this date.

Christopher Liew is a CFP®, CFA Charterholder and former financial advisor. He writes personal finance tips for thousands of daily Canadian readers at Blueprint Financial.

https://www.bnnbloomberg.ca/investing/personal-finance/2025/02/10/tax-credits-that-will-help-save-you-money-in-2025/